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Business growth with PRAVEX BANK: flexible financing, tailored solutions

01/ 07/ 2025
  PRAVEX BANK offers a credit portfolio designed to meet the needs of small businesses — both sole proprietors and legal entities. Our solutions address a wide range of requirements for business development and scaling. The portfolio includes four key products tailored to the daily and strategic needs of entrepreneurs: overdraft, cash-backed credit, working capital financing, and investment loans. Key benefits: • Overdraft: Issued without collateral, it provides consistent access to financing, with interest charged only on the funds used. • Cash-Backed Credit: With rates starting from a 2.5% margin over the deposit rate in UAH, the interest rate remains fixed throughout the loan term. • Working Capital Financing: Up to UAH 1,000,000, issued without collateral and available under the state program “Affordable Loans 5-7-9%.” • Investment Loan: Offers funds for acquiring essential business assets, such as vehicles, equipment, or real estate. “In 2024, PRAVEX BANK approved 73% of credit applications from small business clients. This demonstrates our flexible and adaptive approach, ensuring we meet clients’ financial needs and keep pace with market trends,” - said Anatolii Verbakhovskyi, Head of Small Business at PRAVEX BANK. PRAVEX BANK is part of the Intesa Sanpaolo Group, a leading European financial group known for its stability and reliability. Learn more about loans for small businesses.

PRAVEX BANK offers a credit portfolio designed to meet the needs of small businesses — both sole proprietors and legal entities. Our solutions address a wide range of requirements for business development and scaling.

The portfolio includes four key products tailored to the daily and strategic needs of entrepreneurs: overdraft, cash-backed credit, working capital financing, and investment loans.

Key benefits:

• Overdraft: Issued without collateral, it provides consistent access to financing, with interest charged only on the funds used.

• Cash-Backed Credit: With rates starting from a 2.5% margin over the deposit rate in UAH, the interest rate remains fixed throughout the loan term.

• Working Capital Financing: Up to UAH 1,000,000, issued without collateral and available under the state program “Affordable Loans 5-7-9%.”

• Investment Loan: Offers funds for acquiring essential business assets, such as vehicles, equipment, or real estate.

“In 2024, PRAVEX BANK approved 73% of credit applications from small business clients. This demonstrates our flexible and adaptive approach, ensuring we meet clients’ financial needs and keep pace with market trends,” – said Anatolii Verbakhovskyi, Head of Small Business at PRAVEX BANK.

PRAVEX BANK is part of the Intesa Sanpaolo Group, a leading European financial group known for its stability and reliability.

Learn more about loans for small businesses.

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