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OTP BANK and Spectr-Agro launch preferential financing program for farmers

17/ 04/ 2026
  OTP BANK JSC and LLC Spectr-Agro have launched a new partnership financing program for agricultural producers. The program offers farmers attractive lending terms to finance the purchase of a selected range of fertilizers, crop protection products, and seeds. Spectr-Agro is a leading distributor in the agrochemicals and seeds market, supplying agricultural producers with crop protection products, mineral fertilizers, seeds, and agricultural machinery from ведущі multinational and globally recognized manufacturers. The company operates 19 regional offices across Ukraine and employs over 120 sales managers ready to provide consultations. Under the program, OTP BANK and Spectr-Agro offer partner loans in the national currency at reduced interest rates depending on the financing tenor: 01% p.a. — up to 3 months (90 days) 0% p.a. — up to 4 months (120 days) 50% p.a. — up to 6 months (180 days) 60% p.a. — up to 9 months (270 days) 20% p.a. — up to 12 months (360 days) An additional advantage of the program is the absence of a one-time loan origination fee. The maximum financing tenor is up to 12 months. The program also includes a financing instrument in the form of an avalized promissory note with an interest rate of 0.01% p.a. and a one-time fee of 1%. Eligibility criteria for agricultural enterprises: at least 3 seasons of relevant operating experience land bank starting from 200 hectares financing amount: up to UAH 5 million unsecured and up to UAH 40 million with collateral Accepted collateral includes a personal guarantee from the business owner, a pledge of an agricultural financial receipt (with coverage of at least 150% of the financing amount), or hard collateral (agricultural machinery or real estate). Take advantage of this opportunity to secure essential inputs for your farm on time and on favorable terms, and to efficiently plan your production cycle. More information about financing for agricultural producers is available via the link.  

OTP BANK JSC and LLC Spectr-Agro have launched a new partnership financing program for agricultural producers. The program offers farmers attractive lending terms to finance the purchase of a selected range of fertilizers, crop protection products, and seeds.

Spectr-Agro is a leading distributor in the agrochemicals and seeds market, supplying agricultural producers with crop protection products, mineral fertilizers, seeds, and agricultural machinery from ведущі multinational and globally recognized manufacturers. The company operates 19 regional offices across Ukraine and employs over 120 sales managers ready to provide consultations.

Under the program, OTP BANK and Spectr-Agro offer partner loans in the national currency at reduced interest rates depending on the financing tenor:

  • 01% p.a. — up to 3 months (90 days)
  • 0% p.a. — up to 4 months (120 days)
  • 50% p.a. — up to 6 months (180 days)
  • 60% p.a. — up to 9 months (270 days)
  • 20% p.a. — up to 12 months (360 days)

An additional advantage of the program is the absence of a one-time loan origination fee. The maximum financing tenor is up to 12 months.

The program also includes a financing instrument in the form of an avalized promissory note with an interest rate of 0.01% p.a. and a one-time fee of 1%.

Eligibility criteria for agricultural enterprises:

  • at least 3 seasons of relevant operating experience
  • land bank starting from 200 hectares
  • financing amount: up to UAH 5 million unsecured and up to UAH 40 million with collateral

Accepted collateral includes a personal guarantee from the business owner, a pledge of an agricultural financial receipt (with coverage of at least 150% of the financing amount), or hard collateral (agricultural machinery or real estate).

Take advantage of this opportunity to secure essential inputs for your farm on time and on favorable terms, and to efficiently plan your production cycle.

More information about financing for agricultural producers is available via the link.

 

This material is provided by a member company or partner organization of the European Business Association as part of an informational collaboration. The Association is not responsible for the accuracy, completeness, or reliability of the information presented. The views, opinions, and recommendations expressed in this material are solely those of the authors and do not reflect the official position of the European Business Association.

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