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0% on energy equipment for business: MTB Bank joined the state program to support entrepreneurs

26/ 02/ 2026
  MTB Bank has become a participant in the governments preferential business lending program aimed at increasing the energy sustainability of enterprises and ensuring the continuous operation of companies in the face of energy challenges. The program is implemented within the framework of the state initiative Affordable Loans 5–7–9%. From now on, Ukrainian entrepreneurs (individual entrepreneurs and legal entities: micro, small and medium-sized businesses) can receive a loan at 0% per annum for the purchase of energy equipment that ensures autonomy. Due to regular power outages, businesses are increasingly faced with the risks of production downtime, loss of income and increased costs for autonomous power supply. The new state program aims to: reduce the dependence of enterprises on centralized power supply and the risks of production downtime; help businesses quickly invest in energy independence without additional financial burden; increase competitiveness in the face of energy challenges ensure the stability of jobs and tax revenues in communities. The state compensates for the difference between the market rate and 0% through the Entrepreneurship Development Fund within the framework of the program Affordable Loans 5–7–9%. Within the framework of the program, financing is provided for the purchase of: exclusively for generation plants (gas turbine, gas piston, biogas, diesel, gasoline and gas generators). The equipment allows enterprises to maintain operation even during power outages and form their own sources of generation. Main terms of the program: Loan amount - up to 10 million UAH Loan term - up to 3 years Interest rate - 0% per annum MTB Bank supports the development of Ukrainian business and encourages entrepreneurs to use state tools to strengthen their own energy independence. Detailed terms of the program - https://energycredit.bdf.gov.ua/ Apply for a loan - https://www.mtb.ua/vidnovlenna-energeticnoi-infrastrukturi

MTB Bank has become a participant in the government’s preferential business lending program aimed at increasing the energy sustainability of enterprises and ensuring the continuous operation of companies in the face of energy challenges.

The program is implemented within the framework of the state initiative “Affordable Loans 5–7–9%. ” From now on, Ukrainian entrepreneurs (individual entrepreneurs and legal entities: micro, small and medium-sized businesses) can receive a loan at 0% per annum for the purchase of energy equipment that ensures autonomy.

Due to regular power outages, businesses are increasingly faced with the risks of production downtime, loss of income and increased costs for autonomous power supply.

The new state program aims to:

  • reduce the dependence of enterprises on centralized power supply and the risks of production downtime;
  • help businesses quickly invest in energy independence without additional financial burden;
  • increase competitiveness in the face of energy challenges
  • ensure the stability of jobs and tax revenues in communities.

The state compensates for the difference between the market rate and 0% through the Entrepreneurship Development Fund within the framework of the program “Affordable Loans 5–7–9%.

Within the framework of the program, financing is provided for the purchase of:

exclusively for generation plants (gas turbine, gas piston, biogas, diesel, gasoline and gas generators).

The equipment allows enterprises to maintain operation even during power outages and form their own sources of generation.

Main terms of the program:

  • Loan amount – up to 10 million UAH
  • Loan term – up to 3 years
  • Interest rate – 0% per annum

MTB Bank supports the development of Ukrainian business and encourages entrepreneurs to use state tools to strengthen their own energy independence.

Detailed terms of the program – https://energycredit.bdf.gov.ua/

Apply for a loan – https://www.mtb.ua/vidnovlenna-energeticnoi-infrastrukturi

This material is provided by a member company or partner organization of the European Business Association as part of an informational collaboration. The Association is not responsible for the accuracy, completeness, or reliability of the information presented. The views, opinions, and recommendations expressed in this material are solely those of the authors and do not reflect the official position of the European Business Association.

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