PJSC “MTB BANK” is a Ukrainian universal medium-sized bank with more than 25 years of a rewarding experience on the financial market of Ukraine. As of today, the Bank is picking up the pace looking to find new prospects of business development, partnership relations establishment and extension, provision of quality services to customers through the introduction of new technologies and innovative solutions. The Bank is duly organized and validly existing under the laws of Ukraine as a joint stock company with shareholders’ liability defined in the applicable laws of Ukraine and Articles of the Bank. The Bank being a successor in title to PJSC “MARFIN BANK” was registered with the NBU on 5 November 1993. As at year-end 2018, the shareholding structure comprised: SAGGARCO LIMITED – 68,504 % of the shares in the Bank, and Hamed Alikhani – 31,496 of the shares in the Bank. The Head Office is in Odesa, and the Bank operates through 9 full branches based in Kharkiv, Odesa, Chornomorsk, Mykolaiv, Kyiv, Poltava, Dnipro, Kherson, Kropyvnytskyi, and is set to open its branches in Lviv and Ivano-Frankivsk before the end of the year. The core activity of the Bank is provision of a range of financial services to legal entities and individuals in Ukraine. Around 5 000 corporate and 116 000 retail customers take services from the Bank. As at year-end 2018, total assets of the Bank stood at 5 000,2Mio UAH. Since 2007, MTB BANK has maintained the ratings of the National Rating Agency “Credit-Rating”. The following current ratings were confirmed in September 2019, in particular: National long-term rating – uaAA with Outlook “Stable”, deposit safety rating – “5” (the top mark). On 27.03.2019, the National Rating Agency “Riurik” awarded PJSC “MTB BANK” the investment-grade long-term credit rating – uaAA, outlook “Stable”. In accordance with the National rating scale, borrower’s uaAA credit rating means a very high creditworthiness comparing with that of other borrowers. Outlook “Stable” excludes any assumptions of possible rating changes any time soon.