OTP Bank offers pensioners “Absolute Advantage” deposit at a rate of 9% per annum
Interest on deposit is paid monthly to current account/payment card or through capitalization.
Deposit “Absolute Advantage” can be opened in hryvnia from amount of UAH 2 thousand for period of 3 months (without auto-prolongation) at any OTP Bank branch. Replenishment and partial withdrawal of funds are not provided by terms of deposit. Opening a current and deposit account is free.
The “Absolute Advantage” deposit can be opened by pensioners – clients of OTP Bank who receive pension or have applied for it on Visa “Special” card or “Social” card. Issuing and maintenance of Social card and Special pension card is free of charge. The fee is also not provided for cash withdrawals at ATMs of all banks on the territory of Ukraine, for transfering funds from the Pension Fund, for SMS informing about transactions on the card and balance on card account.
Klymenko, OTP Bank Retail Business Development Board Member, noted, “We understand that the elderly are the most vulnerable part of society, especially in a state of martial law. Therefore, taking into account increase in the NBU discount rate and general rise in cost of resources on the market, we decided to significantly increase deposit rates for this particular category of customers. In addition to increased deposit rate, by the way, the highest for pensioners on market, the bank offers clients who, regardless of age, receive pension on OTP Bank card, other privileges that other clients and clients of other banks cannot use, in particular, round-the-clock support services by “Lesyk from OTP” team.”
“Lesyk from OTP” service provides free seven days a week round-the-clock support to customers – holders of “Special” card in form of interactive conversation and satisfies any needs and requests: selection of medicines, doctors, search for necessary goods, housing in case of forced migration, volunteers and organizations providing humanitarian aid. One can use the service through chat bot that is installed on your smartphone, or by calling 0800 50 43 43, which was launched in early May of this year by OTP Bank to serve customers who, due to various circumstances, cannot use chatbot, but need help. Calls to the phone are free for customers of all Ukrainian telecom operators.
In September 2021, OTP Bank’s project of launching a special personal assistant service based on “Special” pension card was awarded “The Project of the Year” by Visa payment system.