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JSC “Oschadbank” is one of the largest financial institutions of Ukraine.The founder of the Bank is the State in the person of the Cabinet of Ministers of Ukraine. Over 6 thousand of its offices carry out their functions, including the disbursement of pensions, social aid, processing of utility payments and other banking transactions.
Oschadbank is the only Ukrainian bank where the deposits and other valuables of citizens are fully guaranteed by the state by law.
The Bank is actively working in almost all sectors of the Ukrainian financial market; it provides services to large corporate clients, such as offices of the Pension Fund of Ukraine, Ukrposhta, the members of the wholesale electrical energy market at a modern level.
Oschadbank’s top management along with an international audit company has developed a modernization strategy for 2015-2017 “My Bank. My country”. The strategy goal is to become the partner bank No. 1 for the state, business and citizens. The Bank has successfully implemented its modernization strategy 2015-2017. Among the achievements there are: Oschadbank has reached profitability in the most difficult macroeconomic conditions. The institutions network has been modernized – almost 600 high-efficient branches of new format have been opened exceeding the network of the TOP-5 banks of the country. They include 18 inclusive, 5 mobile units, two of which (based on armored KrAZs) operate along the line of demarcation and in humanitarian and logistics centers in Donbass. Over 2.7 million of Oschadbank customers have registered and been using Oschad 24/7 online banking created from scratch. Over the years of independence Oschadbank has launched the large scale support program for small business “Build Your Own” aiming at creating two million new entrepreneurs in the country. JSC “Oschadbank” is listed in TOP-50 Central and Eastern Europe banks of Deloitte rating.
Three years in a row JSC “Oschadbank” was on top of “50 leading banks of Ukraine” rating (Financial Club Awards – 2018) and ranks first in “20 most reliable banks of Ukraine” of “Novoe vremia” magazine and Dragon Capital investment company rating.

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