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OTP BANK’s “Cash Loan” wins the best loan for spring purchases nomination at Prostobank Awards 2026

02/ 03/ 2026
  OTP BANK JSC has been named the winner in the Best Loan for Spring Purchases category at the annual Prostobank Awards 2026 — an award recognising best practices in the provision of banking services. The first place was awarded to the Cash Loan product, which offers a preliminary decision within 15 minutes and allows customers to receive the funds on the same day the loan is arranged. “OTP BANK does everything possible to ensure that its products fully meet customer needs, while also investing in digital services and offering flexible terms. In particular, a cash loan at the Bank can be obtained in an amount of up to UAH 1,250,000 for a term of up to seven years. The application process is максимально simplified — a decision is usually made within 15 minutes, and the funds are credited on the same day,” said Maksym Honcharuk, Head of Retail Sales Projects at OTP BANK. According to Prostobank Consulting, the study involved the largest retail banks in Ukraine. The assessment covered such parameters as the effective interest rate, the maximum loan amount, the maximum loan tenor, the requirement to provide proof of income, the repayment method and the conditions for early repayment. “Thus, the consumer loan offered by OTP Bank provides one of the highest maximum loan amounts on the market — up to UAH 1.25 million — and a loan tenor of up to seven years at a competitive interest rate,” commented Oleksandr Siedykh, Chief Financial Officer of Prostobank Consulting. More details about the Cash Loan product and a financing calculator are available via the link. Further information about the award categories and winners can be found via the link.

OTP BANK JSC has been named the winner in the Best Loan for Spring Purchases category at the annual Prostobank Awards 2026 — an award recognising best practices in the provision of banking services. The first place was awarded to the Cash Loan product, which offers a preliminary decision within 15 minutes and allows customers to receive the funds on the same day the loan is arranged.

“OTP BANK does everything possible to ensure that its products fully meet customer needs, while also investing in digital services and offering flexible terms. In particular, a cash loan at the Bank can be obtained in an amount of up to UAH 1,250,000 for a term of up to seven years. The application process is максимально simplified — a decision is usually made within 15 minutes, and the funds are credited on the same day,” said Maksym Honcharuk, Head of Retail Sales Projects at OTP BANK.

According to Prostobank Consulting, the study involved the largest retail banks in Ukraine. The assessment covered such parameters as the effective interest rate, the maximum loan amount, the maximum loan tenor, the requirement to provide proof of income, the repayment method and the conditions for early repayment.

“Thus, the consumer loan offered by OTP Bank provides one of the highest maximum loan amounts on the market — up to UAH 1.25 million — and a loan tenor of up to seven years at a competitive interest rate,” commented Oleksandr Siedykh, Chief Financial Officer of Prostobank Consulting.

More details about the Cash Loan product and a financing calculator are available via the link.

Further information about the award categories and winners can be found via the link.

This material is provided by a member company or partner organization of the European Business Association as part of an informational collaboration. The Association is not responsible for the accuracy, completeness, or reliability of the information presented. The views, opinions, and recommendations expressed in this material are solely those of the authors and do not reflect the official position of the European Business Association.

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