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Business growth with PRAVEX BANK: flexible financing, tailored solutions

01/ 07/ 2025
  PRAVEX BANK offers a credit portfolio designed to meet the needs of small businesses — both sole proprietors and legal entities. Our solutions address a wide range of requirements for business development and scaling. The portfolio includes four key products tailored to the daily and strategic needs of entrepreneurs: overdraft, cash-backed credit, working capital financing, and investment loans. Key benefits: • Overdraft: Issued without collateral, it provides consistent access to financing, with interest charged only on the funds used. • Cash-Backed Credit: With rates starting from a 2.5% margin over the deposit rate in UAH, the interest rate remains fixed throughout the loan term. • Working Capital Financing: Up to UAH 1,000,000, issued without collateral and available under the state program “Affordable Loans 5-7-9%.” • Investment Loan: Offers funds for acquiring essential business assets, such as vehicles, equipment, or real estate. “In 2024, PRAVEX BANK approved 73% of credit applications from small business clients. This demonstrates our flexible and adaptive approach, ensuring we meet clients’ financial needs and keep pace with market trends,” - said Anatolii Verbakhovskyi, Head of Small Business at PRAVEX BANK. PRAVEX BANK is part of the Intesa Sanpaolo Group, a leading European financial group known for its stability and reliability. Learn more about loans for small businesses.

PRAVEX BANK offers a credit portfolio designed to meet the needs of small businesses — both sole proprietors and legal entities. Our solutions address a wide range of requirements for business development and scaling.

The portfolio includes four key products tailored to the daily and strategic needs of entrepreneurs: overdraft, cash-backed credit, working capital financing, and investment loans.

Key benefits:

• Overdraft: Issued without collateral, it provides consistent access to financing, with interest charged only on the funds used.

• Cash-Backed Credit: With rates starting from a 2.5% margin over the deposit rate in UAH, the interest rate remains fixed throughout the loan term.

• Working Capital Financing: Up to UAH 1,000,000, issued without collateral and available under the state program “Affordable Loans 5-7-9%.”

• Investment Loan: Offers funds for acquiring essential business assets, such as vehicles, equipment, or real estate.

“In 2024, PRAVEX BANK approved 73% of credit applications from small business clients. This demonstrates our flexible and adaptive approach, ensuring we meet clients’ financial needs and keep pace with market trends,” – said Anatolii Verbakhovskyi, Head of Small Business at PRAVEX BANK.

PRAVEX BANK is part of the Intesa Sanpaolo Group, a leading European financial group known for its stability and reliability.

Learn more about loans for small businesses.

This material is provided by a member company or partner organization of the European Business Association as part of an informational collaboration. The Association is not responsible for the accuracy, completeness, or reliability of the information presented. The views, opinions, and recommendations expressed in this material are solely those of the authors and do not reflect the official position of the European Business Association.

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