Buy Now, Pay in Installments: eDilo Launches a New Payment Method for Businesses at Epicentr

30/ 06/ 2026

Listen to online Stop   Business customers can now purchase goods online at Epicentr and choose payment in installments via eDilo directly during checkout. eDilo is an online service created by the fintech infrastructure Activitis*. This option is available to users with the “Business” mode enabled on the epicentrk.ua website. eDilo enables installment payments for invoices issued by Epicentr to its B2B customers. This allows businesses not to wait until the full purchase amount is available on their balance, but to buy goods exactly when they are needed for operations. Why This Matters Businesses often postpone purchases not because they are unnecessary, but because paying the full amount at once is inconvenient. As a result, companies delay decisions, lose time, and in some cases slow down their own processes. The partnership between eDilo and Epicentr changes this logic. If goods are needed now, they can be purchased immediately, used in business operations, and paid for gradually according to a convenient schedule. This not only saves time but also allows businesses to avoid withdrawing the entire amount from working capital at once. This is especially important when the need arises unexpectedly or when the purchase was not included in the budget for the current month. How It Works First, the customer needs to activate the “Business” mode on epicentrk.ua and add their organization. Epicentr Group has announced the launch of “Epicentr Business” — a new digital platform for legal entities and entrepreneurs that brings together procurement, financing, document management, and business purchasing tools in a single environment. The new service is part of the company’s B2B development strategy and reflects the global trend toward digitalizing corporate procurement. The customer selects goods on epicentrk.ua, proceeds to the cart, and chooses eDilo as the payment method at checkout. After placing the order, the customer is redirected to the eDilo account. For Epicentr customers, a preliminary limit is assigned automatically. To use it, the customer completes a short verification process, activates the limit, and confirms the instruction to pay the invoice. After that, the customer can use this limit for further payments within the available amount. For repeat purchases, the customer journey becomes shorter: without repeated verification, the customer can pay for multiple orders using the already available limit. Key Details Financing through eDilo is available for up to 24 months. The maximum limit is up to UAH 5 million. The entire process is digital: from placing the order to signing documents with a qualified electronic signature. No collateral, no surety, and no currency risks. Who This Solution Is For This solution will be most useful for micro, small, and medium-sized businesses that need a simple financial tool. At the same time, eDilo may also be useful for larger companies that want to plan expenses more flexibly several months ahead. Installment payment is relevant for various sectors: logistics, healthcare, HoReCa, trade, service businesses, manufacturing, renovation, and workplace arrangement. What matters most is not only the cost of the goods, but the ability to avoid paying the full amount at once and instead spread payments over time. What This Means for Epicentr and the Market For Epicentr, this strengthens its B2B offering: the epicentrk.ua online store becomes more convenient and accessible for business customers, as it provides not only access to goods but also a flexible payment method through eDilo. This may influence conversion, average order value, and the frequency of repeat purchases. For the market, this is a clear example of how embedded finance is becoming integrated into the purchasing process. This is how B2B commerce becomes simpler, faster, and closer to the real needs of businesses. “Epicentr has taken an important step toward its customers and toward greater customer focus for businesses. When eDilo appears directly at the moment of purchase, all parties benefit: the customer gets the opportunity to buy now and pay in installments from future revenue, the Epicentr Business digital platform strengthens its offering, and we, as a financial partner, embed the solution exactly where it is truly needed. These are the kinds of win-win solutions that create a new quality of market interaction — this is the growth model for all participants,” explains Pavlo Matiyash, CEO of Activitis. “In fact, we have transferred the B2C experience, where financing is part of the checkout process, into the segment of legal entities and entrepreneurs. This allows businesses to receive a decision here and now — without unnecessary approvals or separate application processes. In this way, we have combined procurement and financing into a single digital scenario, which significantly speeds up our customers’ work. This case is the first among major omnichannel e-commerce retailers in Ukraine, and we are certainly proud of it,” comments Yurii Kudlyk, Director of the Online Sales and Customer Service Department at Epicentr K LLC. * * * REFERENCE eDilo is a payment-in-installments service for businesses that allows companies to purchase goods and services now and pay for them gradually. Epicentr Business is a digital service for legal entities and entrepreneurs on epicentrk.ua that combines procurement, financing, and document management in a single environment. It allows companies to purchase goods at wholesale prices, receive additional discounts and free delivery, and apply for financing products directly during the purchase. *Activitis is a Ukrainian fintech infrastructure that creates embedded financial solutions for micro, small, and medium-sized businesses, building a modern financial ecosystem aimed at developing entrepreneurship and strengthening the country’s economy.

Business customers can now purchase goods online at Epicentr and choose payment in installments via eDilo directly during checkout. eDilo is an online service created by the fintech infrastructure Activitis*.

This option is available to users with the “Business” mode enabled on the epicentrk.ua website.

eDilo enables installment payments for invoices issued by Epicentr to its B2B customers. This allows businesses not to wait until the full purchase amount is available on their balance, but to buy goods exactly when they are needed for operations.

Why This Matters

Businesses often postpone purchases not because they are unnecessary, but because paying the full amount at once is inconvenient. As a result, companies delay decisions, lose time, and in some cases slow down their own processes.

The partnership between eDilo and Epicentr changes this logic. If goods are needed now, they can be purchased immediately, used in business operations, and paid for gradually according to a convenient schedule. This not only saves time but also allows businesses to avoid withdrawing the entire amount from working capital at once.

This is especially important when the need arises unexpectedly or when the purchase was not included in the budget for the current month.

How It Works

First, the customer needs to activate the “Business” mode on epicentrk.ua and add their organization.

Epicentr Group has announced the launch of “Epicentr Business” — a new digital platform for legal entities and entrepreneurs that brings together procurement, financing, document management, and business purchasing tools in a single environment.

The new service is part of the company’s B2B development strategy and reflects the global trend toward digitalizing corporate procurement.

The customer selects goods on epicentrk.ua, proceeds to the cart, and chooses eDilo as the payment method at checkout.

After placing the order, the customer is redirected to the eDilo account. For Epicentr customers, a preliminary limit is assigned automatically. To use it, the customer completes a short verification process, activates the limit, and confirms the instruction to pay the invoice. After that, the customer can use this limit for further payments within the available amount.

For repeat purchases, the customer journey becomes shorter: without repeated verification, the customer can pay for multiple orders using the already available limit.

Key Details

Financing through eDilo is available for up to 24 months. The maximum limit is up to UAH 5 million.

The entire process is digital: from placing the order to signing documents with a qualified electronic signature. No collateral, no surety, and no currency risks.

Who This Solution Is For

This solution will be most useful for micro, small, and medium-sized businesses that need a simple financial tool. At the same time, eDilo may also be useful for larger companies that want to plan expenses more flexibly several months ahead.

Installment payment is relevant for various sectors: logistics, healthcare, HoReCa, trade, service businesses, manufacturing, renovation, and workplace arrangement. What matters most is not only the cost of the goods, but the ability to avoid paying the full amount at once and instead spread payments over time.

What This Means for Epicentr and the Market

For Epicentr, this strengthens its B2B offering: the epicentrk.ua online store becomes more convenient and accessible for business customers, as it provides not only access to goods but also a flexible payment method through eDilo.

This may influence conversion, average order value, and the frequency of repeat purchases.

For the market, this is a clear example of how embedded finance is becoming integrated into the purchasing process. This is how B2B commerce becomes simpler, faster, and closer to the real needs of businesses.

“Epicentr has taken an important step toward its customers and toward greater customer focus for businesses. When eDilo appears directly at the moment of purchase, all parties benefit: the customer gets the opportunity to buy now and pay in installments from future revenue, the Epicentr Business digital platform strengthens its offering, and we, as a financial partner, embed the solution exactly where it is truly needed. These are the kinds of win-win solutions that create a new quality of market interaction — this is the growth model for all participants,” explains Pavlo Matiyash, CEO of Activitis.

“In fact, we have transferred the B2C experience, where financing is part of the checkout process, into the segment of legal entities and entrepreneurs. This allows businesses to receive a decision here and now — without unnecessary approvals or separate application processes. In this way, we have combined procurement and financing into a single digital scenario, which significantly speeds up our customers’ work. This case is the first among major omnichannel e-commerce retailers in Ukraine, and we are certainly proud of it,” comments Yurii Kudlyk, Director of the Online Sales and Customer Service Department at Epicentr K LLC.

* * *

REFERENCE

eDilo is a payment-in-installments service for businesses that allows companies to purchase goods and services now and pay for them gradually.

Epicentr Business is a digital service for legal entities and entrepreneurs on epicentrk.ua that combines procurement, financing, and document management in a single environment. It allows companies to purchase goods at wholesale prices, receive additional discounts and free delivery, and apply for financing products directly during the purchase.

*Activitis is a Ukrainian fintech infrastructure that creates embedded financial solutions for micro, small, and medium-sized businesses, building a modern financial ecosystem aimed at developing entrepreneurship and strengthening the country’s economy.