{"id":727619,"date":"2026-03-26T14:41:16","date_gmt":"2026-03-26T12:41:16","guid":{"rendered":"https:\/\/eba.com.ua\/?p=727619"},"modified":"2026-03-26T14:41:59","modified_gmt":"2026-03-26T12:41:59","slug":"bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank","status":"publish","type":"post","link":"https:\/\/eba.com.ua\/en\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/","title":{"rendered":"[:ua]\u0411\u0435\u0437\u043f\u0435\u043a\u0430 \u0454 \u043a\u043b\u044e\u0447\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043d\u0456\u0441\u0442\u044e \u043f\u0440\u0438 \u0437\u0430\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u0456 Open Banking \u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a[:en]Security is a core value in the implementation of Open Banking at OTP BANK[:]"},"content":{"rendered":"<p><\/p>\n\t<div class=\"img-with-caption img-with-caption--speaker img-left animate-block animate-block--before\">\n\t\t<div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/03\/1080x1080-4.jpg\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n<p style=\"font-weight: 400;\">OTP BANK JSC defines the security of customer data and clear development priorities as the key foundation for implementing Open Banking. Robust control and reliable protection of customer information serve as the core value around which the Bank builds new services and approaches to interaction within the open banking framework. This was highlighted by <strong>Head of Digital at OTP BANK, Maksym Volchenko<\/strong>, during the panel discussion \u201cOpen Banking &amp; Instant Payments. A New Payment Architecture in Ukraine\u201d at the Pay.Forum conference.<\/p>\n<p style=\"font-weight: 400;\">According to Maksym Volchenko, Open Banking today should be viewed as an ecosystem that is still in the stage of formation and compliance. Banks are currently implementing the required changes, adapting to new regulations, and simultaneously facing challenges typical of the early development phase.<\/p>\n<p style=\"font-weight: 400;\"><em>\u201cThe focus of OTP BANK\u2019s team is our core value as a Bank \u2014 the security of customer data. In implementing Open Banking, we have concentrated specifically on ensuring security and convenience in granting and confirming consent for sharing financial information and initiating payments,\u201d<\/em> explained the Head of Digital at OTP BANK.<\/p>\n<p style=\"font-weight: 400;\">At the same time, the market is only beginning to shape the real customer value of Open Banking. Most users do not yet fully understand the opportunities offered by this new model, and some clients still have concerns about data protection. The development of instant payments also plays a crucial role in advancing Open Banking. Maksym Volchenko emphasizes that without this component, the open banking ecosystem will not be able to fully unlock its potential.<\/p>\n<p style=\"font-weight: 400;\"><em>\u201cCustomers will start to truly understand Open Banking when services delivering real value emerge. From our side, I can say that 93% of payments in the <a href=\"https:\/\/app.otpbank.com.ua\/\">OTP Bank UA<\/a> app are completed in an average of 3 seconds. As a Bank, we are actively developing and promoting instant payments as an integral part of the customer experience,\u201d<\/em> Maksym Volchenko noted.<\/p>\n<p style=\"font-weight: 400;\">The next stage is expected to involve the active integration of third-party providers (TPPs), who will begin working with data, after which customers will fully engage in the process. Their feedback will enable the market to develop relevant products and services.<\/p>\n<p style=\"font-weight: 400;\">At the same time, according to the Head of Digital at OTP BANK, the key value lies not only in the speed of transactions but also in their completeness and the services built around them \u2014 including detailed information, expense categorization, and financial insights that users of card products are already accustomed to. Therefore, one of the main challenges for the market will be to create an A2A payment experience that is not only on par with, but superior to, the card-based experience.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>OTP BANK JSC defines the security of customer data and clear development priorities as the key foundation for implementing Open Banking. Robust control and reliable protection of customer information serve as the core value around which the Bank builds new services and approaches to interaction within the open banking framework. This was highlighted by Head [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":727620,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[24,23],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Security is a core value in the implementation of Open Banking at OTP BANK - European Business Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Security is a core value in the implementation of Open Banking at OTP BANK - European Business Association\" \/>\n<meta property=\"og:description\" content=\"OTP BANK JSC defines the security of customer data and clear development priorities as the key foundation for implementing Open Banking. Robust control and reliable protection of customer information serve as the core value around which the Bank builds new services and approaches to interaction within the open banking framework. This was highlighted by Head [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/\" \/>\n<meta property=\"og:site_name\" content=\"European Business Association\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-26T12:41:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-26T12:41:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/03\/1080x1080-4.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Katia Chaikovska\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Katia Chaikovska\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/\",\"url\":\"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/\",\"name\":\"[:ua]\u0411\u0435\u0437\u043f\u0435\u043a\u0430 \u0454 \u043a\u043b\u044e\u0447\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043d\u0456\u0441\u0442\u044e \u043f\u0440\u0438 \u0437\u0430\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u0456 Open Banking \u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a[:en]Security is a core value in the implementation of Open Banking at OTP BANK[:] - European Business Association\",\"isPartOf\":{\"@id\":\"https:\/\/eba.com.ua\/#website\"},\"datePublished\":\"2026-03-26T12:41:16+00:00\",\"dateModified\":\"2026-03-26T12:41:59+00:00\",\"author\":{\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52\"},\"breadcrumb\":{\"@id\":\"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/eba.com.ua\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u0411\u0435\u0437\u043f\u0435\u043a\u0430 \u0454 \u043a\u043b\u044e\u0447\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043d\u0456\u0441\u0442\u044e \u043f\u0440\u0438 \u0437\u0430\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u0456 Open Banking \u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a\",\"item\":{\"@type\":\"WebPage\",\"name\":\"[:ua]\u0411\u0435\u0437\u043f\u0435\u043a\u0430 \u0454 \u043a\u043b\u044e\u0447\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043d\u0456\u0441\u0442\u044e \u043f\u0440\u0438 \u0437\u0430\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u0456 Open Banking \u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a[:en]Security is a core value in the implementation of Open Banking at OTP BANK[:]\"}}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/eba.com.ua\/#website\",\"url\":\"https:\/\/eba.com.ua\/\",\"name\":\"European Business Association\",\"description\":\"We are looking for proactive business leaders, who shape the investment climate of Ukraine and ready to supervise the work of the largest and the most influential business-community of Ukraine \u2013 European Business Association!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/eba.com.ua\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52\",\"name\":\"Katia Chaikovska\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g\",\"caption\":\"Katia Chaikovska\"},\"url\":\"https:\/\/eba.com.ua\/en\/author\/katia-chaikovska-eba-com-ua\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:ua]\u0411\u0435\u0437\u043f\u0435\u043a\u0430 \u0454 \u043a\u043b\u044e\u0447\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043d\u0456\u0441\u0442\u044e \u043f\u0440\u0438 \u0437\u0430\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u0456 Open Banking \u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a[:en]Security is a core value in the implementation of Open Banking at OTP BANK[:] - European Business Association","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/","og_locale":"en_US","og_type":"article","og_title":"Security is a core value in the implementation of Open Banking at OTP BANK - European Business Association","og_description":"OTP BANK JSC defines the security of customer data and clear development priorities as the key foundation for implementing Open Banking. Robust control and reliable protection of customer information serve as the core value around which the Bank builds new services and approaches to interaction within the open banking framework. This was highlighted by Head [&hellip;]","og_url":"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/","og_site_name":"European Business Association","article_published_time":"2026-03-26T12:41:16+00:00","article_modified_time":"2026-03-26T12:41:59+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/03\/1080x1080-4.jpg","type":"image\/jpeg"}],"author":"Katia Chaikovska","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Katia Chaikovska","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/","url":"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/","name":"[:ua]\u0411\u0435\u0437\u043f\u0435\u043a\u0430 \u0454 \u043a\u043b\u044e\u0447\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043d\u0456\u0441\u0442\u044e \u043f\u0440\u0438 \u0437\u0430\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u0456 Open Banking \u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a[:en]Security is a core value in the implementation of Open Banking at OTP BANK[:] - European Business Association","isPartOf":{"@id":"https:\/\/eba.com.ua\/#website"},"datePublished":"2026-03-26T12:41:16+00:00","dateModified":"2026-03-26T12:41:59+00:00","author":{"@id":"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52"},"breadcrumb":{"@id":"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/eba.com.ua\/bezpeka-ye-klyuchovoyu-tsinnistyu-pry-zaprovadzhenni-open-banking-v-otp-bank\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/eba.com.ua\/"},{"@type":"ListItem","position":2,"name":"\u0411\u0435\u0437\u043f\u0435\u043a\u0430 \u0454 \u043a\u043b\u044e\u0447\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043d\u0456\u0441\u0442\u044e \u043f\u0440\u0438 \u0437\u0430\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u0456 Open Banking \u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a","item":{"@type":"WebPage","name":"[:ua]\u0411\u0435\u0437\u043f\u0435\u043a\u0430 \u0454 \u043a\u043b\u044e\u0447\u043e\u0432\u043e\u044e \u0446\u0456\u043d\u043d\u0456\u0441\u0442\u044e \u043f\u0440\u0438 \u0437\u0430\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u0456 Open Banking \u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a[:en]Security is a core value in the implementation of Open Banking at OTP BANK[:]"}}]},{"@type":"WebSite","@id":"https:\/\/eba.com.ua\/#website","url":"https:\/\/eba.com.ua\/","name":"European Business Association","description":"We are looking for proactive business leaders, who shape the investment climate of Ukraine and ready to supervise the work of the largest and the most influential business-community of Ukraine \u2013 European Business Association!","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/eba.com.ua\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52","name":"Katia Chaikovska","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eba.com.ua\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g","caption":"Katia Chaikovska"},"url":"https:\/\/eba.com.ua\/en\/author\/katia-chaikovska-eba-com-ua\/"}]}},"_links":{"self":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/727619"}],"collection":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=727619"}],"version-history":[{"count":2,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/727619\/revisions"}],"predecessor-version":[{"id":727623,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/727619\/revisions\/727623"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/media\/727620"}],"wp:attachment":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=727619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=727619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=727619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}