![\"\"](\"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/02\/NBP_5327-scaled.jpg\")
<\/p>\n
In his first address as President of the EBA, H\u00e5kan Jyde<\/span><\/span>, Managing Director of Scania Ukraine<\/span><\/span><\/strong>, emphasised that his company fully supports Ukraine, continues to develop its operations and create jobs here. He stressed that every business in Ukraine should do the same \u2014 support people and strengthen the industry in which it operates.<\/p>\n However, the banking system, he noted, has not become a source of shocks but rather their \u201cfire extinguisher\u201d. Banks remain profitable, liquid and transparent, and continue lending to businesses. Lending dynamics have already returned to pre-war levels.<\/p>\n Macroeconomic stability is largely secured through international support. At the same time, the NBU Governor stressed that such assistance should be viewed not as charity, but as an investment in Europe\u2019s security.<\/p>\n Among the NBU\u2019s key objectives are maintaining moderate inflation in 2026\u20132027 and bringing it to the 5% target in 2028. To achieve this, the regulator is pursuing a flexible inflation-targeting policy, ensuring the attractiveness of hryvnia-denominated instruments and safeguarding foreign exchange market stability. The National Bank continues to balance macro-financial stability with support for economic growth.<\/p>\n Regarding improving Ukraine\u2019s investment attractiveness, she noted that wartime risks remain an objective reality that each investor assesses independently. However, it is essential to provide investors with up-to-date information about operating conditions in Ukraine, as well as clear rules and institutions that demonstrate resilience and effectiveness. Ukraine\u2019s EU accession prospects could serve as a compelling argument for investors. From the government, the Business Ombudsman expects coordinated decisions and greater consistency in policymaking.<\/p>\n Serhii Kovalenko<\/span><\/span>, CEO of D.Solutions<\/span><\/span> (YASNO brand)<\/strong>, focused on key principles of crisis management. The first, he said, is choice; the second is non-discrete planning. Companies are forced to make difficult decisions continuously and to rebuild destroyed infrastructure time and again. Planning, he suggested, should not be done in segments but in \u201crays\u201d \u2014 with a clear starting point but no predictable end. He also shared his outlook for the energy sector in 2026.<\/p>\n Nataliia Kondratchuk<\/span><\/span>, Director of Corporate Finance at OTP Bank Ukraine<\/span><\/span><\/strong>, spoke about financial instruments that have proven effective in recent years and outlined the overall situation in the banking sector.<\/p>\n \u201cIn 2025, the bank\u2019s corporate loan portfolio grew by nearly 30%, and the plan for concluding new agreements was exceeded by 20%. At the same time, we see reduced demand for large long-term investment loans and growing demand for short-term financing. The bank is adapting to clients\u2019 needs, introducing automation and digitalisation of services, providing fast loans to agricultural producers, and more,\u201d she noted.<\/em><\/p>\n<\/blockquote>\n H\u00e5kan Jyde<\/strong> also addressed developments in logistics, particularly in industrial road freight transport. He noted that demand for trucks in Ukraine is currently lower than in many European countries, yet the market\u2019s potential remains significant, especially in view of future reconstruction. Among the key challenges are shortages of drivers and mechanics. The company is implementing training programmes for female truck drivers, although this alone is insufficient to fully meet market demand.<\/p>\nDialogue with Andriy Pyshnyy, Governor of the National Bank of Ukraine<\/h3>\n
![\"\"](\"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/02\/NBP_5521-scaled.jpg\")
During the discussion, Andriy Pyshnyy<\/span><\/span>, Governor of the National Bank of Ukraine<\/span><\/span>, outlined the key factors underpinning economic resilience in 2026. According to him, the NBU\u2019s task is to \u201crestore normality\u201d and support businesses. In wartime, uncertainty has become the new reality: crisis response scenarios often lose relevance the day after they are developed.<\/p>\nPanel I. Stability & Resilience<\/h3>\n
![\"\"](\"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/02\/NBP_5772-scaled.jpg\")
Business Ombudsman Anka Feldhusen<\/span><\/span><\/strong> outlined her priorities for 2026 in her new role: European integration and enhanced communication between the government and the business community. She sees the Business Ombudsman Council as a mediator between the two sides.<\/p>\n\n
Panel II. Growth & Competitiveness<\/h3>\n
![\"\"](\"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/02\/NBP_6044-scaled.jpg\")
Tomas Fiala<\/span><\/span>, CEO of Dragon Capital<\/span><\/span><\/strong>, presented a macro-financial forecast for 2026. Given the continuation of the active phase of the war and electricity shortages, expected GDP growth is around 1%. Despite this, the budget deficit is expected to remain financed thanks to international partners \u2014 with approximately $50 billion anticipated. Under these conditions, the macroeconomic environment remains relatively stable, allowing businesses to operate profitably.<\/p>\n