{"id":702347,"date":"2026-01-05T15:37:06","date_gmt":"2026-01-05T13:37:06","guid":{"rendered":"https:\/\/eba.com.ua\/?p=702347"},"modified":"2026-01-05T15:38:12","modified_gmt":"2026-01-05T13:38:12","slug":"otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya","status":"publish","type":"post","link":"https:\/\/eba.com.ua\/en\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/","title":{"rendered":"[:ua]\u041e\u0422\u041f \u0411\u0410\u041d\u041a \u043f\u043e\u0434\u0456\u043b\u0438\u0432\u0441\u044f \u043f\u0456\u0434\u0441\u0443\u043c\u043a\u0430\u043c\u0438 2025 \u0440\u043e\u043a\u0443 \u0442\u0430 \u043e\u043a\u0440\u0435\u0441\u043b\u0438\u0432 \u043a\u043b\u044e\u0447\u043e\u0432\u0456 \u0442\u0440\u0435\u043d\u0434\u0438 \u0430\u0433\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f[:en]OTP BANK summarized 2025 results and outlines key agri-financing trends[:]"},"content":{"rendered":"<p><\/p>\n\t<div class=\"img-with-caption img-with-caption--speaker img-left animate-block animate-block--before\">\n\t\t<div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/01\/foto_22-1080h1080.png\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n<p style=\"font-weight: 400;\">JSC OTP BANK has summarized the preliminary results of 2025 and shared its vision of the key agri-financing trends expected to shape the sector in the coming year. The Bank\u2019s performance and market outlook were presented by <strong>Ivan Yerko, Head of the Agro Factory Division at OTP BANK<\/strong>, in an <a href=\"https:\/\/agroportal.ua\/publishing\/intervyu\/pidsumki-roku-ta-trendi-na-nastupniy-vid-lidera-kredituvannya-agrobiznesu-otp-bank?fbclid=IwZXh0bgNhZW0CMTEAYnJpZBExZzZkV1pVNXJrVmc0YXFhR3NydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR7kyNm35v18-IdYMSeWItdfUPHqm7acHaemKmYwlUHkvnr9iGhx6iZfiKSBIw_aem_VoMDYW0GVg9AKDKD3mVWDg\">interview<\/a> with AgroPortal.ua.<\/p>\n<p style=\"font-weight: 400;\">In 2025, under the Agro Factory program, the Bank extended UAH 2.5 billion in new loans to farmers with land banks of up to 10,000 hectares, significantly exceeding the 2024 figure of UAH 1.9 billion. In 2026, OTP BANK plans to further increase the volume of financing provided to agricultural producers.<\/p>\n<p style=\"font-weight: 400;\">Since the launch of the Agro Factory project in 2018, OTP BANK has financed agribusinesses for a total of UAH 10.5 billion and attracted 750 borrowers. On average, the Bank consistently acquires 100\u2013120 new clients annually, with plans to increase this number to 150 next year.<\/p>\n<p style=\"font-weight: 400;\">Among the Bank\u2019s key competitive advantages are fast credit decision-making, the ability to provide financing of up to UAH 20 million secured by agricultural receipts without additional collateral, participation in the state support program \u201c5-7-9%\u201d, as well as joint programs with the EBRD, offering cashback of up to 10% on energy-efficient equipment.<\/p>\n<p style=\"font-weight: 400;\"><em>\u201cWe have also launched investment loans for land acquisition with tenors of up to seven years and a 20% down payment, which is currently one of the most competitive offers on the market. Overall, OTP BANK provides a full range of credit solutions tailored to client needs, including promissory note financing,\u201d<\/em> Ivan Yerko commented.<\/p>\n<p style=\"font-weight: 400;\">The Bank actively supports innovative and energy-efficient projects, operates in line with ESG standards, and provides financing to agricultural producers from sensitive and underrepresented groups, including women-owned businesses, veterans, young entrepreneurs, and internally displaced enterprises.<\/p>\n<p style=\"font-weight: 400;\">Among the key trends for the coming years, OTP BANK highlights the growing volume of bank financing for land purchases by legal entities, the expansion of subsidized lending programs, and the continued development of investment lending.<\/p>\n<p style=\"font-weight: 400;\"><em>\u201cSupporting agricultural producers during challenging periods is the foundation of long-term partnerships. This approach enables banks to make a tangible contribution to Ukraine\u2019s food security and financial resilience,\u201d<\/em> Ivan Yerko emphasized.<\/p>\n<p style=\"font-weight: 400;\">Previously, for its systemic support of the agricultural sector, OTP BANK was honored with the <a href=\"https:\/\/en.otpbank.com.ua\/about\/news\/518461\/\">\u201cAGRO Champions. 10 Years in Agro\u201d<\/a> reputational award in the \u201cLeader in Financial Support of Ukraine\u2019s Agricultural Sector\u201d category, presented by AgroPortal.ua.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>JSC OTP BANK has summarized the preliminary results of 2025 and shared its vision of the key agri-financing trends expected to shape the sector in the coming year. The Bank\u2019s performance and market outlook were presented by Ivan Yerko, Head of the Agro Factory Division at OTP BANK, in an interview with AgroPortal.ua. In 2025, [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":702348,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[24,23],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OTP BANK summarized 2025 results and outlines key agri-financing trends - European Business Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OTP BANK summarized 2025 results and outlines key agri-financing trends - European Business Association\" \/>\n<meta property=\"og:description\" content=\"JSC OTP BANK has summarized the preliminary results of 2025 and shared its vision of the key agri-financing trends expected to shape the sector in the coming year. The Bank\u2019s performance and market outlook were presented by Ivan Yerko, Head of the Agro Factory Division at OTP BANK, in an interview with AgroPortal.ua. In 2025, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/\" \/>\n<meta property=\"og:site_name\" content=\"European Business Association\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-05T13:37:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-05T13:38:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/01\/foto_22-1080h1080.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Katia Chaikovska\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Katia Chaikovska\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/\",\"url\":\"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/\",\"name\":\"[:ua]\u041e\u0422\u041f \u0411\u0410\u041d\u041a \u043f\u043e\u0434\u0456\u043b\u0438\u0432\u0441\u044f \u043f\u0456\u0434\u0441\u0443\u043c\u043a\u0430\u043c\u0438 2025 \u0440\u043e\u043a\u0443 \u0442\u0430 \u043e\u043a\u0440\u0435\u0441\u043b\u0438\u0432 \u043a\u043b\u044e\u0447\u043e\u0432\u0456 \u0442\u0440\u0435\u043d\u0434\u0438 \u0430\u0433\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f[:en]OTP BANK summarized 2025 results and outlines key agri-financing trends[:] - European Business Association\",\"isPartOf\":{\"@id\":\"https:\/\/eba.com.ua\/#website\"},\"datePublished\":\"2026-01-05T13:37:06+00:00\",\"dateModified\":\"2026-01-05T13:38:12+00:00\",\"author\":{\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52\"},\"breadcrumb\":{\"@id\":\"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/eba.com.ua\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u041e\u0422\u041f \u0411\u0410\u041d\u041a \u043f\u043e\u0434\u0456\u043b\u0438\u0432\u0441\u044f \u043f\u0456\u0434\u0441\u0443\u043c\u043a\u0430\u043c\u0438 2025 \u0440\u043e\u043a\u0443 \u0442\u0430 \u043e\u043a\u0440\u0435\u0441\u043b\u0438\u0432 \u043a\u043b\u044e\u0447\u043e\u0432\u0456 \u0442\u0440\u0435\u043d\u0434\u0438 \u0430\u0433\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f\",\"item\":{\"@type\":\"WebPage\",\"name\":\"[:ua]\u041e\u0422\u041f \u0411\u0410\u041d\u041a \u043f\u043e\u0434\u0456\u043b\u0438\u0432\u0441\u044f \u043f\u0456\u0434\u0441\u0443\u043c\u043a\u0430\u043c\u0438 2025 \u0440\u043e\u043a\u0443 \u0442\u0430 \u043e\u043a\u0440\u0435\u0441\u043b\u0438\u0432 \u043a\u043b\u044e\u0447\u043e\u0432\u0456 \u0442\u0440\u0435\u043d\u0434\u0438 \u0430\u0433\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f[:en]OTP BANK summarized 2025 results and outlines key agri-financing trends[:]\"}}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/eba.com.ua\/#website\",\"url\":\"https:\/\/eba.com.ua\/\",\"name\":\"European Business Association\",\"description\":\"We are looking for proactive business leaders, who shape the investment climate of Ukraine and ready to supervise the work of the largest and the most influential business-community of Ukraine \u2013 European Business Association!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/eba.com.ua\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52\",\"name\":\"Katia Chaikovska\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g\",\"caption\":\"Katia Chaikovska\"},\"url\":\"https:\/\/eba.com.ua\/en\/author\/katia-chaikovska-eba-com-ua\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:ua]\u041e\u0422\u041f \u0411\u0410\u041d\u041a \u043f\u043e\u0434\u0456\u043b\u0438\u0432\u0441\u044f \u043f\u0456\u0434\u0441\u0443\u043c\u043a\u0430\u043c\u0438 2025 \u0440\u043e\u043a\u0443 \u0442\u0430 \u043e\u043a\u0440\u0435\u0441\u043b\u0438\u0432 \u043a\u043b\u044e\u0447\u043e\u0432\u0456 \u0442\u0440\u0435\u043d\u0434\u0438 \u0430\u0433\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f[:en]OTP BANK summarized 2025 results and outlines key agri-financing trends[:] - European Business Association","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/","og_locale":"en_US","og_type":"article","og_title":"OTP BANK summarized 2025 results and outlines key agri-financing trends - European Business Association","og_description":"JSC OTP BANK has summarized the preliminary results of 2025 and shared its vision of the key agri-financing trends expected to shape the sector in the coming year. The Bank\u2019s performance and market outlook were presented by Ivan Yerko, Head of the Agro Factory Division at OTP BANK, in an interview with AgroPortal.ua. In 2025, [&hellip;]","og_url":"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/","og_site_name":"European Business Association","article_published_time":"2026-01-05T13:37:06+00:00","article_modified_time":"2026-01-05T13:38:12+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/eba.com.ua\/wp-content\/uploads\/2026\/01\/foto_22-1080h1080.png","type":"image\/png"}],"author":"Katia Chaikovska","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Katia Chaikovska","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/","url":"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/","name":"[:ua]\u041e\u0422\u041f \u0411\u0410\u041d\u041a \u043f\u043e\u0434\u0456\u043b\u0438\u0432\u0441\u044f \u043f\u0456\u0434\u0441\u0443\u043c\u043a\u0430\u043c\u0438 2025 \u0440\u043e\u043a\u0443 \u0442\u0430 \u043e\u043a\u0440\u0435\u0441\u043b\u0438\u0432 \u043a\u043b\u044e\u0447\u043e\u0432\u0456 \u0442\u0440\u0435\u043d\u0434\u0438 \u0430\u0433\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f[:en]OTP BANK summarized 2025 results and outlines key agri-financing trends[:] - European Business Association","isPartOf":{"@id":"https:\/\/eba.com.ua\/#website"},"datePublished":"2026-01-05T13:37:06+00:00","dateModified":"2026-01-05T13:38:12+00:00","author":{"@id":"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52"},"breadcrumb":{"@id":"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/eba.com.ua\/otp-bank-podilyvsya-pidsumkamy-2025-roku-ta-okreslyv-klyuchovi-trendy-agrofinansuvannya\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/eba.com.ua\/"},{"@type":"ListItem","position":2,"name":"\u041e\u0422\u041f \u0411\u0410\u041d\u041a \u043f\u043e\u0434\u0456\u043b\u0438\u0432\u0441\u044f \u043f\u0456\u0434\u0441\u0443\u043c\u043a\u0430\u043c\u0438 2025 \u0440\u043e\u043a\u0443 \u0442\u0430 \u043e\u043a\u0440\u0435\u0441\u043b\u0438\u0432 \u043a\u043b\u044e\u0447\u043e\u0432\u0456 \u0442\u0440\u0435\u043d\u0434\u0438 \u0430\u0433\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f","item":{"@type":"WebPage","name":"[:ua]\u041e\u0422\u041f \u0411\u0410\u041d\u041a \u043f\u043e\u0434\u0456\u043b\u0438\u0432\u0441\u044f \u043f\u0456\u0434\u0441\u0443\u043c\u043a\u0430\u043c\u0438 2025 \u0440\u043e\u043a\u0443 \u0442\u0430 \u043e\u043a\u0440\u0435\u0441\u043b\u0438\u0432 \u043a\u043b\u044e\u0447\u043e\u0432\u0456 \u0442\u0440\u0435\u043d\u0434\u0438 \u0430\u0433\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f[:en]OTP BANK summarized 2025 results and outlines key agri-financing trends[:]"}}]},{"@type":"WebSite","@id":"https:\/\/eba.com.ua\/#website","url":"https:\/\/eba.com.ua\/","name":"European Business Association","description":"We are looking for proactive business leaders, who shape the investment climate of Ukraine and ready to supervise the work of the largest and the most influential business-community of Ukraine \u2013 European Business Association!","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/eba.com.ua\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52","name":"Katia Chaikovska","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eba.com.ua\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g","caption":"Katia Chaikovska"},"url":"https:\/\/eba.com.ua\/en\/author\/katia-chaikovska-eba-com-ua\/"}]}},"_links":{"self":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/702347"}],"collection":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=702347"}],"version-history":[{"count":2,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/702347\/revisions"}],"predecessor-version":[{"id":702350,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/702347\/revisions\/702350"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/media\/702348"}],"wp:attachment":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=702347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=702347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=702347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}