{"id":571459,"date":"2024-07-15T14:23:18","date_gmt":"2024-07-15T11:23:18","guid":{"rendered":"https:\/\/eba.com.ua\/?p=571459"},"modified":"2024-07-15T14:27:52","modified_gmt":"2024-07-15T11:27:52","slug":"planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank","status":"publish","type":"post","link":"https:\/\/eba.com.ua\/en\/planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank\/","title":{"rendered":"[:ua]\u041f\u043b\u0430\u043d\u0443\u0454\u043c\u043e \u043f\u043e\u0441\u0438\u043b\u044e\u0432\u0430\u0442\u0438 \u043f\u043e\u0437\u0438\u0446\u0456\u0457 \u043d\u0430 \u0440\u0438\u043d\u043a\u0443 \u0430\u0432\u0442\u043e\u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f  &#8211; \u043a\u0435\u0440\u0456\u0432\u043d\u0438\u043a \u043f\u0440\u043e\u0454\u043a\u0442\u0456\u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a[:en]We plan to strengthen positions on car lending market \u2013 project manager of OTP BANK[:]"},"content":{"rendered":"<p><\/p>\n\t<div class=\"img-with-caption img-with-caption--speaker img-left animate-block animate-block--before\">\n\t\t<div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2024\/07\/avtokredyt-1080_1080.png\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n<p style=\"font-weight: 400;\">OTP BANK JSC offers to its clients possibility to apply for a loan for used or new car, guaranteeing transparency and simplicity of terms, high quality of service and an individual approach to each borrower. This told <strong>project manager of car loans sales Unit of OTP BANK Nazarii Yankiv<\/strong> during round table about car lending, organized by Financial club.<\/p>\n<p style=\"font-weight: 400;\"><em>\u00abAn important direction of \u200b\u200bwork of OTP BANK is car lending. We intend to increase our presence in this segment of the market, because it has perspective for evolvement. We think that despite difficult situation in the country, people will continue to buy cars on credit. The Bank does everything possible to provide customers with a wide selection of offers and favorable conditions\u00bb<\/em> &#8211; said N. Yankiv.<\/p>\n<p style=\"font-weight: 400;\">According to him, from the beginning of 2024 until April, the dynamics of car sales was lively, but since May, the situation has changed. People started to buy less, because they cannot prognose further evolvement of situation within the country, at the front and in economy.\u00a0 This leads to increased competition between banks and leasing companies, which are fighting for every customer. <em>\u00abWe see dumping and changing credit terms in favor of the borrower. The support and flexibility of importers also help improve credit terms to increase sales of their brands and models. The first installment was under conservative terms of 30%-40%, and now we are seeing a decrease to 20%\u00bb,<\/em> &#8211; added project manager of car loans sales Unit of OTP BANK.<\/p>\n<p style=\"font-weight: 400;\">In addition, added N. Yankiv, financial institutions are willing to take greater risks. <em>&#8220;Banks&#8217; readiness to work with high-risk regions &#8211; Kharkiv, Sumy, Mykolaiv, Zaporizhzhia &#8211; due to the introduction of additional insurance, increase of the first installment. The decrease in rates by 1-1.5%, depending on the advance and the term of financing, is caused by the decrease in the discount rate,&#8221;<\/em> &#8211; he added.<\/p>\n<p style=\"font-weight: 400;\">To remind, OTP BANK offers from UAH 100,000 to UAH 2,000,000 in loans for new cars with a down payment of 30%, a fixed interest rate for the entire term of the loan, and no hidden fees or commissions. Also available is Ponova by OTP Bank &#8211; a marketplace where you can buy a used car on credit. There is a personal manager for each client within the scope of this project, and the Bank supports the transaction.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>OTP BANK JSC offers to its clients possibility to apply for a loan for used or new car, guaranteeing transparency and simplicity of terms, high quality of service and an individual approach to each borrower. This told project manager of car loans sales Unit of OTP BANK Nazarii Yankiv during round table about car lending, [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":571460,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[24,23],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>We plan to strengthen positions on car lending market \u2013 project manager of OTP BANK - European Business Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eba.com.ua\/planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"We plan to strengthen positions on car lending market \u2013 project manager of OTP BANK - European Business Association\" \/>\n<meta property=\"og:description\" content=\"OTP BANK JSC offers to its clients possibility to apply for a loan for used or new car, guaranteeing transparency and simplicity of terms, high quality of service and an individual approach to each borrower. This told project manager of car loans sales Unit of OTP BANK Nazarii Yankiv during round table about car lending, [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eba.com.ua\/planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank\/\" \/>\n<meta property=\"og:site_name\" content=\"European Business Association\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-15T11:23:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-15T11:27:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2024\/07\/avtokredyt-1080_1080.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Katia Chaikovska\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Katia Chaikovska\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/eba.com.ua\/planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank\/\",\"url\":\"https:\/\/eba.com.ua\/planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank\/\",\"name\":\"[:ua]\u041f\u043b\u0430\u043d\u0443\u0454\u043c\u043e \u043f\u043e\u0441\u0438\u043b\u044e\u0432\u0430\u0442\u0438 \u043f\u043e\u0437\u0438\u0446\u0456\u0457 \u043d\u0430 \u0440\u0438\u043d\u043a\u0443 \u0430\u0432\u0442\u043e\u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f - \u043a\u0435\u0440\u0456\u0432\u043d\u0438\u043a \u043f\u0440\u043e\u0454\u043a\u0442\u0456\u0432 \u041e\u0422\u041f \u0411\u0410\u041d\u041a[:en]We plan to strengthen positions on car lending market \u2013 project manager of OTP BANK[:] - European Business Association\",\"isPartOf\":{\"@id\":\"https:\/\/eba.com.ua\/#website\"},\"datePublished\":\"2024-07-15T11:23:18+00:00\",\"dateModified\":\"2024-07-15T11:27:52+00:00\",\"author\":{\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52\"},\"breadcrumb\":{\"@id\":\"https:\/\/eba.com.ua\/planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/eba.com.ua\/planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/eba.com.ua\/planuyemo-posylyuvaty-pozytsiyi-na-rynku-avtokredytuvannya-kerivnyk-proyektiv-otp-bank\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/eba.com.ua\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u041f\u043b\u0430\u043d\u0443\u0454\u043c\u043e \u043f\u043e\u0441\u0438\u043b\u044e\u0432\u0430\u0442\u0438 \u043f\u043e\u0437\u0438\u0446\u0456\u0457 \u043d\u0430 \u0440\u0438\u043d\u043a\u0443 \u0430\u0432\u0442\u043e\u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f &#8211; 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