Alla Biniashvili<\/strong> during a speech at an international industry conference Grain Ukraine.<\/p>\nShe reminded that since full-scale war, corporate portfolio of Ukrainian banks in total decreased by 20%, so now banks are using different methods for restoration of lending to the economy.<\/p>\n
According to Alla Biniashvili, systematical cooperation with international organizations, who offer risk-sharing or grant programs for businesses, is an important advantage of OTP BANK. \u00a0In particular, with EBRD, with which Bank has made an unfunded agreement on the distribution of portfolio risk for a total amount of EUR 120 million and with USAID project \u201cInvestment for Business Resilience\u201d, which allowed to finance Ukrainian enterprises for UAH 500 mil with a discount rate of 7%.<\/p>\n
“We carefully study the risks as a responsible bank, and at the same time we understand the current situation, we see the conditions under which the business operates. And thanks to risk-sharing with the EBRD, we can finance various clients. As part of cooperation with the USAID Project “Investments for business sustainability”, the Bank provides loans at preferential rates. So we have opportunities, and this is our distinct advantage,<\/em>” –\u00a0 Alla Biniashvili emphasized.<\/p>\nShe noted, that OTP BANK actively applies positive international experience throughout its activities and had created in 2017 a unique scoring project \u201cAgro Factory\u201d due to cooperation with International Financial Corporation (IFC).<\/p>\n
\u201cBack than we studied pains and fears of small companies, in particular, they wanted to receive solutions fast, submit a minimum package of documents etc. We satisfied all their requirements within \u201cAgro Factory\u201d. We make decision during one working day and give funds minimum in a week, because after all funds, providing is a dance for two and there is a need to obtain certain documents. For agricultural producers, we offer loans of up to UAH 5 million in general without collateral and up to UAH 20 million – under the collateral of financial agrarian receipts,”<\/em> – said the member of the Management Board<\/p>\nShe emphasized that OTP BANK successfully cooperates with well-known international and Ukrainian companies within the \u201cAgro Factory\u201d project, in particular with producers of seed material, plant protection products, fertilizers, etc.<\/p>\n
\u201cIf the Bank’s client buys goods from them, they compensate us difference in the rate, so we can provide a very interesting loan offer at 0.1%, which is difficult to find in the normal market. Agrarian business is in the center of our attention, and 50% of loans in the total loan portfolio of OTP BANK are the financing of the agricultural industry,”<\/em> – she noted.<\/p>\n<\/p>","protected":false},"excerpt":{"rendered":"
OTP BANK JSC uses various mechanisms in order to make credit products available and interesting for as many business clients as possible. Told member of the Management Board Alla Biniashvili during a speech at an international industry conference Grain Ukraine. She reminded that since full-scale war, corporate portfolio of Ukrainian banks in total decreased by […]<\/p>\n","protected":false},"author":4489,"featured_media":562498,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[24,23],"tags":[],"yoast_head":"\n
OTP BANK constantly expands opportunities of loan programs for business - Alla Biniashvili - European Business Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eba.com.ua\/otp-bank-postijno-rozshyryuye-mozhlyvosti-kredytnyh-program-dlya-biznesu-alla-biniashvili\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OTP BANK constantly expands opportunities of loan programs for business - Alla Biniashvili - European Business Association\" \/>\n<meta property=\"og:description\" content=\"OTP BANK JSC uses various mechanisms in order to make credit products available and interesting for as many business clients as possible. Told member of the Management Board Alla Biniashvili during a speech at an international industry conference Grain Ukraine. 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Told member of the Management Board Alla Biniashvili during a speech at an international industry conference Grain Ukraine. 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