Oleksandr Chornukha<\/strong>, Attorney at Dynasty Law & Investment<\/em><\/p>\nOn August 2, 2022, the Cabinet of Ministers of Ukraine adopted a Resolution on affordable mortgage lending for citizens of Ukraine.<\/p>\n
\u2705 Who can get this mortgage loan?<\/p>\n
\u27a1\ufe0f Employees of medical institutions;<\/p>\n
\u27a1\ufe0f Employees of educational institutions (teachers);<\/p>\n
\u27a1\ufe0f Scientists and scientific and pedagogical staff;<\/p>\n
\u27a1\ufe0f Military under contract, SBU, Intelligence, National Guard, Border Guards, and others;<\/p>\n
\ud83d\uded1 From January 1, 2023, this list will expand, the following categories will be added:<\/p>\n
\u27a1\ufe0f Internally displaced persons;<\/p>\n
\u27a1\ufe0f Citizens of Ukraine who own residential real estate of less than 52.5 square meters per person + 21 square meters per family member;<\/p>\n
\u27a1\ufe0f War veterans or their family; persons who participated in hostilities; persons who became disabled during the war or their relatives; family members of deceased war veterans.<\/p>\n
\ud83d\udd37 The person must also meet the following features:<\/p>\n
\u2705 Citizen of Ukraine;<\/p>\n
\u2705 Age – 18 years old;<\/p>\n
\u2705 Financial basis (ability of the person or the guarantor to repay the mortgage loan in the parts specified in the contract);<\/p>\n
\u2705 A person or family members must not have similar contracts (mortgage lending);<\/p>\n
\u2705 Must have a living space of no more than 52.5 square meters per person + 21 square meters per family member, but this does not apply to housing located in temporarily occupied territory or in the area of hostilities.<\/p>\n
\ud83d\udccc\u00a0<\/span>Research has shown that with a 3% mortgage for 20 years and with a minimum down payment of 20%, a person without a wife\/husband and children can count on a renovated 1-2 room apartment on the secondary market in Kyiv, Odesa and Dnipro.<\/span><\/p>\n<\/p>","protected":false},"excerpt":{"rendered":"
Author:\u00a0Oleksandr Chornukha, Attorney at Dynasty Law & Investment On August 2, 2022, the Cabinet of Ministers of Ukraine adopted a Resolution on affordable mortgage lending for citizens of Ukraine. \u2705 Who can get this mortgage loan? \u27a1\ufe0f Employees of medical institutions; \u27a1\ufe0f Employees of educational institutions (teachers); \u27a1\ufe0f Scientists and scientific and pedagogical staff; \u27a1\ufe0f […]<\/p>\n","protected":false},"author":4489,"featured_media":453022,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[24,23],"tags":[],"yoast_head":"\n
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