{"id":434115,"date":"2022-09-26T15:18:18","date_gmt":"2022-09-26T12:18:18","guid":{"rendered":"https:\/\/eba.com.ua\/?p=434115"},"modified":"2022-09-26T15:19:54","modified_gmt":"2022-09-26T12:19:54","slug":"yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice","status":"publish","type":"post","link":"https:\/\/eba.com.ua\/en\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/","title":{"rendered":"[:ua]\u042f\u043a \u043f\u043e\u0447\u0430\u0442\u0438 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0442\u0430 \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 2022 \u0440\u043e\u0446\u0456? EBA Odesa Financial Advice[:en]How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice[:]"},"content":{"rendered":"<p><\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-434116 size-large\" src=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/skrin-22.09.22-1024x621.png\" alt=\"\" width=\"1024\" height=\"621\" srcset=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/skrin-22.09.22-1024x621.png 1024w, https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/skrin-22.09.22-300x182.png 300w, https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/skrin-22.09.22-768x466.png 768w, https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/skrin-22.09.22-650x394.png 650w, https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/skrin-22.09.22-800x485.png 800w, https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/skrin-22.09.22.png 1437w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p style=\"font-weight: 400;\">Considering complex valuation, the Ukrainian economy has fallen by 35% since 24 February. What is more, a large number of economists give a disappointing and vague forecast for the economic recovery. That is why these days Ukrainians are interested in the questions related to their funds. They are mostly trying to find ways of protecting their money during the full-scale phase of the war, where to invest their capital and so how not to fall into a financial pyramid trap.<\/p>\n<p style=\"font-weight: 400;\">These and other questions were considered during the online-session on 22 September 2022 \u201cHow to start investing and preserve savings in 2022?\u201d <strong>Tetyana Kernos<\/strong>, financial adviser, negotiator, and specialist in effective business government, discussed with the participants different questions, such as: how to start investing, what shall a person do if he has no funds for investments, and what is the best way of preserving one\u2019s capital, considering the specifics of the war.<\/p>\n<p style=\"font-weight: 400;\">Here are <strong>some pieces of advice<\/strong> that you may use before starting investing:<\/p>\n<ul>\n<li>First, it is important for you to decide which zone, \u201cgreen\u201d, \u201cyellow\u201d or \u201cred\u201d, you belong to. Investing is available for the persons from the \u201cgreen\u201d one since only in this zone are people that have higher incomes than expenses. At the same time, if you are in the \u201cred\u201d or \u201cyellow\u201d zones, it means that you have not to give up your thoughts about investing, but to look for a way to enter the \u201cgreen\u201d one.<\/li>\n<li>It is necessary to deal with your liabilities and assets. In this situation, liabilities are the properties that lead to expenses and assets are the things that bring in the income. Thus, you are either to remove liabilities from your life or convert them into assets, if it is possible.<\/li>\n<li>It is also in need to learn how to preserve one\u2019s funds. A good way to do it is to diversify your portfolio, which means not to keep all your money only in one chosen way, but to distribute it, for instance, in currency.<\/li>\n<li>It is major to understand modern investing instruments which work during martial law: deposits: 1% &#8211; 5% &#8211; 10% 12% &#8211; 20%, precious metals 1%, crypto investments 0% &#8211; 1000%.<\/li>\n<li>The fourth way is to substitute your habits. Ms. Kernos mentioned: \u201cThe biggest impact in such situation will be changing your daily habits, for the power of habit + discipline + time gives the biggest effect\u201d<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">The <strong>EBA Odesa Financial Advice<\/strong> format was created in order to provide knowledge about financial literacy, to teach more conscious decisions about how to manage your and your family finances, and how to take advantage of different opportunities provided by the financial sector. On one hand, all this gives an opportunity for the bank system, non-banking institutions, and the real sector of the economy to enhance, on the other hand, it will create opportunities for family welfare growth. Financial literacy is a straightforward path to success and self-sufficiency!<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Considering complex valuation, the Ukrainian economy has fallen by 35% since 24 February. What is more, a large number of economists give a disappointing and vague forecast for the economic recovery. That is why these days Ukrainians are interested in the questions related to their funds. They are mostly trying to find ways of protecting [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":434119,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice - European Business Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice - European Business Association\" \/>\n<meta property=\"og:description\" content=\"Considering complex valuation, the Ukrainian economy has fallen by 35% since 24 February. What is more, a large number of economists give a disappointing and vague forecast for the economic recovery. That is why these days Ukrainians are interested in the questions related to their funds. They are mostly trying to find ways of protecting [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/\" \/>\n<meta property=\"og:site_name\" content=\"European Business Association\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-26T12:18:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-09-26T12:19:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/Odesa_26092022.png\" \/>\n\t<meta property=\"og:image:width\" content=\"400\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Katia Chaikovska\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Katia Chaikovska\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/\",\"url\":\"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/\",\"name\":\"[:ua]\u042f\u043a \u043f\u043e\u0447\u0430\u0442\u0438 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0442\u0430 \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 2022 \u0440\u043e\u0446\u0456? EBA Odesa Financial Advice[:en]How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice[:] - European Business Association\",\"isPartOf\":{\"@id\":\"https:\/\/eba.com.ua\/#website\"},\"datePublished\":\"2022-09-26T12:18:18+00:00\",\"dateModified\":\"2022-09-26T12:19:54+00:00\",\"author\":{\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52\"},\"breadcrumb\":{\"@id\":\"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/eba.com.ua\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u042f\u043a \u043f\u043e\u0447\u0430\u0442\u0438 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0442\u0430 \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 2022 \u0440\u043e\u0446\u0456? EBA Odesa Financial Advice\",\"item\":{\"@type\":\"WebPage\",\"name\":\"[:ua]\u042f\u043a \u043f\u043e\u0447\u0430\u0442\u0438 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0442\u0430 \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 2022 \u0440\u043e\u0446\u0456? EBA Odesa Financial Advice[:en]How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice[:]\"}}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/eba.com.ua\/#website\",\"url\":\"https:\/\/eba.com.ua\/\",\"name\":\"European Business Association\",\"description\":\"We are looking for proactive business leaders, who shape the investment climate of Ukraine and ready to supervise the work of the largest and the most influential business-community of Ukraine \u2013 European Business Association!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/eba.com.ua\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52\",\"name\":\"Katia Chaikovska\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g\",\"caption\":\"Katia Chaikovska\"},\"url\":\"https:\/\/eba.com.ua\/en\/author\/katia-chaikovska-eba-com-ua\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:ua]\u042f\u043a \u043f\u043e\u0447\u0430\u0442\u0438 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0442\u0430 \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 2022 \u0440\u043e\u0446\u0456? EBA Odesa Financial Advice[:en]How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice[:] - European Business Association","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/","og_locale":"en_US","og_type":"article","og_title":"How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice - European Business Association","og_description":"Considering complex valuation, the Ukrainian economy has fallen by 35% since 24 February. What is more, a large number of economists give a disappointing and vague forecast for the economic recovery. That is why these days Ukrainians are interested in the questions related to their funds. They are mostly trying to find ways of protecting [&hellip;]","og_url":"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/","og_site_name":"European Business Association","article_published_time":"2022-09-26T12:18:18+00:00","article_modified_time":"2022-09-26T12:19:54+00:00","og_image":[{"width":400,"height":400,"url":"https:\/\/eba.com.ua\/wp-content\/uploads\/2022\/09\/Odesa_26092022.png","type":"image\/png"}],"author":"Katia Chaikovska","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Katia Chaikovska","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/","url":"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/","name":"[:ua]\u042f\u043a \u043f\u043e\u0447\u0430\u0442\u0438 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0442\u0430 \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 2022 \u0440\u043e\u0446\u0456? EBA Odesa Financial Advice[:en]How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice[:] - European Business Association","isPartOf":{"@id":"https:\/\/eba.com.ua\/#website"},"datePublished":"2022-09-26T12:18:18+00:00","dateModified":"2022-09-26T12:19:54+00:00","author":{"@id":"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52"},"breadcrumb":{"@id":"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/eba.com.ua\/yak-pochaty-investuvaty-ta-zberegty-nakopychennya-u-2022-rotsi-eba-odesa-financial-advice\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/eba.com.ua\/"},{"@type":"ListItem","position":2,"name":"\u042f\u043a \u043f\u043e\u0447\u0430\u0442\u0438 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0442\u0430 \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 2022 \u0440\u043e\u0446\u0456? EBA Odesa Financial Advice","item":{"@type":"WebPage","name":"[:ua]\u042f\u043a \u043f\u043e\u0447\u0430\u0442\u0438 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0442\u0430 \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0443 2022 \u0440\u043e\u0446\u0456? EBA Odesa Financial Advice[:en]How to start investing and preserving your savings in 2022? EBA Odessa Financial Advice[:]"}}]},{"@type":"WebSite","@id":"https:\/\/eba.com.ua\/#website","url":"https:\/\/eba.com.ua\/","name":"European Business Association","description":"We are looking for proactive business leaders, who shape the investment climate of Ukraine and ready to supervise the work of the largest and the most influential business-community of Ukraine \u2013 European Business Association!","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/eba.com.ua\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/eba.com.ua\/#\/schema\/person\/591c0ae4ce3e3490f70325dfb642ac52","name":"Katia Chaikovska","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eba.com.ua\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/59d91c5da250ea725c3c425585ff46fb?s=96&d=mm&r=g","caption":"Katia Chaikovska"},"url":"https:\/\/eba.com.ua\/en\/author\/katia-chaikovska-eba-com-ua\/"}]}},"_links":{"self":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/434115"}],"collection":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/users\/4489"}],"replies":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/comments?post=434115"}],"version-history":[{"count":2,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/434115\/revisions"}],"predecessor-version":[{"id":434120,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/posts\/434115\/revisions\/434120"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/media\/434119"}],"wp:attachment":[{"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/media?parent=434115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/categories?post=434115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eba.com.ua\/en\/wp-json\/wp\/v2\/tags?post=434115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}