{"id":406036,"date":"2022-04-20T11:49:39","date_gmt":"2022-04-20T08:49:39","guid":{"rendered":"https:\/\/eba.com.ua\/?p=406036"},"modified":"2022-04-20T12:01:24","modified_gmt":"2022-04-20T09:01:24","slug":"otp-bank-vidnovlyuye-spozhyvche-kredytuvannya","status":"publish","type":"post","link":"https:\/\/eba.com.ua\/en\/otp-bank-vidnovlyuye-spozhyvche-kredytuvannya\/","title":{"rendered":"[:ua]\u041e\u0422\u041f \u0411\u0430\u043d\u043a \u0432\u0456\u0434\u043d\u043e\u0432\u043b\u044e\u0454 \u0441\u043f\u043e\u0436\u0438\u0432\u0447\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f[:en]OTP Bank to Resume Consumer Lending[:]"},"content":{"rendered":"<p><\/p>\n<p style=\"font-weight: 400;\">OTP Bank resumes lending to private individuals for consumer needs to maintain the customers` financial state and joint activities with partners in the retail lending field, starting from April 19 this year.<\/p>\n<p style=\"font-weight: 400;\">Loans will be provided for consumer purposes for a period that can vary from 30 days to 12 months by transferring the funds to a borrower`s current \/ card account, opened in OTP Bank, or via cash payment through the Bank`s branch. Such loans repayment is secured by term deposits in the national currency or US dollars being placed by the borrower in OTP Bank.<\/p>\n<p style=\"font-weight: 400;\">The loan amount can range from UAH 100 ths to UAH 1 Mio 150 ths but should not exceed 90% of the deposit amount, which secured the loan.<\/p>\n<p style=\"font-weight: 400;\">The loan interest rate is fixed and will not be changed during the entire term of the loan agreement. In particular, if a deposit is placed in US dollars, it will amount to 13.49% p.a., if a deposit is performed in UAH &#8211; 10.5% p.a. The one-time fee for the loan varies depending on the loan duration and the deposit currency &#8211; from 0.5% to 2.5% of the loan amount.<\/p>\n<p style=\"font-weight: 400;\">Repayment of debt on the loan and\/or interest thereon is executed monthly, following the chosen repayment scheme &#8211; in equal instalments; payments that decrease with the debt reduction or with the monthly payment of interest and loan amount repayment at the end of the agreement (interest is accrued on the loan balance).<\/p>\n<p style=\"font-weight: 400;\">Early repayment of the loan is carried out without additional fees.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>OTP Bank resumes lending to private individuals for consumer needs to maintain the customers` financial state and joint activities with partners in the retail lending field, starting from April 19 this year. Loans will be provided for consumer purposes for a period that can vary from 30 days to 12 months by transferring the funds [&hellip;]<\/p>\n","protected":false},"author":4489,"featured_media":406042,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[24,23],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OTP Bank to Resume Consumer Lending - European Business Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eba.com.ua\/otp-bank-vidnovlyuye-spozhyvche-kredytuvannya\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OTP Bank to Resume Consumer Lending - European Business Association\" \/>\n<meta property=\"og:description\" content=\"OTP Bank resumes lending to private individuals for consumer needs to maintain the customers` financial state and joint activities with partners in the retail lending field, starting from April 19 this year. 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