{"id":123345,"date":"2018-07-26T16:17:56","date_gmt":"2018-07-26T13:17:56","guid":{"rendered":"https:\/\/eba.com.ua\/?p=123345"},"modified":"2021-04-09T12:12:59","modified_gmt":"2021-04-09T09:12:59","slug":"novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy","status":"publish","type":"post","link":"https:\/\/eba.com.ua\/en\/novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy\/","title":{"rendered":"[:ua]\u041d\u043e\u0432\u0438\u0439 \u0417\u0430\u043a\u043e\u043d &#8220;\u041f\u0440\u043e \u0432\u0456\u0434\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f&#8221; \u043f\u043e\u043b\u0435\u0433\u0448\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u0441\u0443\u0431\u2019\u0454\u043a\u0442\u0456\u0432 \u0433\u043e\u0441\u043f\u043e\u0434\u0430\u0440\u044e\u0432\u0430\u043d\u043d\u044f \u0442\u0430 \u0444\u0456\u0437\u0438\u0447\u043d\u0438\u0445 \u043e\u0441\u0456\u0431 \u0434\u043e \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0438\u043c\u0438 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430\u043c\u0438[:en]New Law on Lending Resumption will improve accessibility of banking products for business entities and individuals in Ukraine[:]"},"content":{"rendered":"<p><\/p>\n<div class=\"content\">\n<p>The Law of Ukraine &#8220;On Amendments to Certain Legal Acts of Ukraine on Resumption of Lending&#8221; No. 6027-\u0434 (the Law No. 6027-\u0434) adopted by the Verkhovna Rada of Ukraine on 3 July 2018 aligns the existing controversial legal issues concerning the rights of borrowers and creditors, introduces the transparent legal mechanisms that improve existing regulations and will materially allow to regain investors&#8217; confidence and resume lending.<\/p>\n<p>This Law is a long-awaited step on the way to cooperation between the borrowers and the creditors, since this Law virtually precludes the existing manipulation with the defective legal provisions by the negligent borrowers, and the issuing of court rulings with conflicting legal positions.<\/p>\n<p>The Law 6027-d is helpful for both creditors and borrowers, given that the legislative environment for the creditors&#8217; rights in our country is currently at an extremely low level, which also affects the lending cost increase and significantly limits the access to the credit resources for borrowers.<\/p>\n<p>Due to the shareholders&#8217; support, the banks again meet liquidity requirements, but there is no active lending, and the NPL proportion is still a burden for the entire banking system. It should be recalled that, according to Doing Business 2018, the cost of contract enforcement in Ukraine is 46.3% of the value of the contract itself, Ukraine ranks 149<sup>th<\/sup>\u00a0in terms of the resolving insolvency level.<\/p>\n<p>All this stipulates the need for the earliest entry into force of the Law 6027-\u0434 and emphasizes the positive effect of its implementation regarding the lending resumption.\u00a0<\/p>\n<p><em>For further information, please contact Asters&#8217; managing partner\u00a0<a title=\"Oleksiy Didkovskiy\" href=\"https:\/\/www.asterslaw.com\/our_team\/didkovskiy\/\">Oleksiy Didkovskiy<\/a>\u00a0or counsel\u00a0Diana Golanova.<\/em><\/p>\n<\/div>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>The Law of Ukraine &#8220;On Amendments to Certain Legal Acts of Ukraine on Resumption of Lending&#8221; No. 6027-\u0434 (the Law No. 6027-\u0434) adopted by the Verkhovna Rada of Ukraine on 3 July 2018 aligns the existing controversial legal issues concerning the rights of borrowers and creditors, introduces the transparent legal mechanisms that improve existing regulations [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":123346,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[24,23],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>New Law on Lending Resumption will improve accessibility of banking products for business entities and individuals in Ukraine - European Business Association<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eba.com.ua\/novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Law on Lending Resumption will improve accessibility of banking products for business entities and individuals in Ukraine - European Business Association\" \/>\n<meta property=\"og:description\" content=\"The Law of Ukraine &#8220;On Amendments to Certain Legal Acts of Ukraine on Resumption of Lending&#8221; No. 6027-\u0434 (the Law No. 6027-\u0434) adopted by the Verkhovna Rada of Ukraine on 3 July 2018 aligns the existing controversial legal issues concerning the rights of borrowers and creditors, introduces the transparent legal mechanisms that improve existing regulations [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eba.com.ua\/novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy\/\" \/>\n<meta property=\"og:site_name\" content=\"European Business Association\" \/>\n<meta property=\"article:published_time\" content=\"2018-07-26T13:17:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-04-09T09:12:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eba.com.ua\/wp-content\/uploads\/2018\/07\/photo-1485217988980-11786ced9454.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1350\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"First Name Last Name\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"First Name Last Name\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/eba.com.ua\/novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy\/\",\"url\":\"https:\/\/eba.com.ua\/novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy\/\",\"name\":\"[:ua]\u041d\u043e\u0432\u0438\u0439 \u0417\u0430\u043a\u043e\u043d \\\"\u041f\u0440\u043e \u0432\u0456\u0434\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f\\\" \u043f\u043e\u043b\u0435\u0433\u0448\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u0441\u0443\u0431\u2019\u0454\u043a\u0442\u0456\u0432 \u0433\u043e\u0441\u043f\u043e\u0434\u0430\u0440\u044e\u0432\u0430\u043d\u043d\u044f \u0442\u0430 \u0444\u0456\u0437\u0438\u0447\u043d\u0438\u0445 \u043e\u0441\u0456\u0431 \u0434\u043e \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0438\u043c\u0438 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0430\u043c\u0438[:en]New Law on Lending Resumption will improve accessibility of banking products for business entities and individuals in Ukraine[:] - European Business Association\",\"isPartOf\":{\"@id\":\"https:\/\/eba.com.ua\/#website\"},\"datePublished\":\"2018-07-26T13:17:56+00:00\",\"dateModified\":\"2021-04-09T09:12:59+00:00\",\"author\":{\"@id\":\"https:\/\/eba.com.ua\/#\/schema\/person\/f244fc0b67be83b08ea6e6a55dc96a2f\"},\"breadcrumb\":{\"@id\":\"https:\/\/eba.com.ua\/novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/eba.com.ua\/novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/eba.com.ua\/novyj-zakon-pro-vidnovlennya-kredytuvannya-polegshyt-dostup-sub-yektiv-gospodaryuvannya-ta-fizychnyh-osib-do-korystuvannya-bankivskymy-produktamy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/eba.com.ua\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u041d\u043e\u0432\u0438\u0439 \u0417\u0430\u043a\u043e\u043d &#8220;\u041f\u0440\u043e \u0432\u0456\u0434\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u0443\u0432\u0430\u043d\u043d\u044f&#8221; 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